{"id":569,"date":"2026-04-28T17:44:23","date_gmt":"2026-04-28T08:44:23","guid":{"rendered":"https:\/\/seonghunj.com\/?p=569"},"modified":"2026-04-28T17:47:17","modified_gmt":"2026-04-28T08:47:17","slug":"%eb%b0%98%eb%a0%a4%eb%8f%99%eb%ac%bc-%ec%a0%84%ec%9a%a9-%ec%a0%80%ec%b6%95-26-6","status":"publish","type":"post","link":"https:\/\/seonghunj.com\/?p=569","title":{"rendered":"\ubc18\ub824\ub3d9\ubb3c \uc804\uc6a9 \uc800\ucd95 \uc900\ube44\ud558\ub294 26.6% \u2014 \ub098\ub294 \uc900\ube44\ub410\ub098\uc694?"},"content":{"rendered":"\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Noto+Sans+KR:wght@400;700;900&#038;display=swap\" rel=\"stylesheet\">\n<div style=\"font-family:'Noto Sans KR', sans-serif; max-width:800px; margin:0 auto; line-height:1.9; color:#333;\">\n\n  <p style=\"font-size:17px; color:#444;\">\n    &#8220;\ubc18\ub824\ub3d9\ubb3c \uc758\ub8cc\ube44, \uc900\ube44\ud558\uace0 \uacc4\uc2e0\uac00\uc694?&#8221; \uac11\uc791\uc2a4\ub7ec\uc6b4 \uce58\ub8cc\ube44\uc5d0 \ub2f9\ud669\ud558\ub294 \ubc18\ub824\uc778\uc774 \uc5ec\uc804\ud788 \ub9ce\uc544\uc694. \ud558\uc9c0\ub9cc \uc810\uc810 \ub354 \ub9ce\uc740 \ubc18\ub824\uac00\uad6c\uac00 \uc804\uc6a9 \uc800\ucd95\uc73c\ub85c \ubbf8\ub9ac \ub300\ube44\ud558\uace0 \uc788\uc5b4\uc694. 2025 \ud55c\uad6d \ubc18\ub824\ub3d9\ubb3c \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 <strong>26.6%<\/strong>\uac00 \ubc18\ub824\ub3d9\ubb3c \uc804\uc6a9 \uc800\ucd95\uc744 \uc900\ube44 \uc911\uc774\uc5d0\uc694!\n  <\/p>\n\n  <h2 style=\"font-size:24px; font-weight:900; color:#27AE60; margin-top:40px; margin-bottom:12px; border-left:4px solid #27AE60; padding-left:12px;\">\uc5bc\ub9c8\ub098 \uc800\ucd95\ud574\uc57c \ud560\uae4c\uc694?<\/h2>\n\n  <img decoding=\"async\" src=\"https:\/\/seonghunj.com\/wp-content\/uploads\/2026\/04\/img_savings_plan.png\" alt=\"\ubc18\ub824\ub3d9\ubb3c \uc804\uc6a9 \uc800\ucd95 \ud50c\ub79c\" style=\"width:100%; border-radius:12px; margin-bottom:20px;\">\n\n  <p style=\"font-size:17px; color:#444;\">\n    \uc800\ucd95 \uae08\uc561\uc740 \uc6b0\ub9ac \uc544\uc774\uc758 <strong>\ud06c\uae30\u00b7\ub098\uc774\u00b7\uac74\uac15 \uc0c1\ud0dc<\/strong>\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc694. \ucd5c\uc18c \uc6d4 3\ub9cc\uc6d0\ubd80\ud130 \uc2dc\uc791\ud574\uc11c \uc751\uae09 \uce58\ub8cc\ube44 \uae30\uc900\uc778 <strong>100\ub9cc\uc6d0<\/strong> \uc774\uc0c1\uc744 \ubaa9\ud45c\ub85c \ubaa8\uc544\ub450\ub294 \uac8c \uc88b\uc544\uc694. \ud45c\uc900 \ud50c\ub79c\uc778 <strong>\uc6d4 5~7\ub9cc\uc6d0<\/strong>\uc774\uba74 1\ub144\uc5d0 60~84\ub9cc\uc6d0\uc744 \ub9c8\ub828\ud560 \uc218 \uc788\uc5b4\uc694.\n  <\/p>\n\n  <h2 style=\"font-size:24px; font-weight:900; color:#27AE60; margin-top:40px; margin-bottom:12px; border-left:4px solid #27AE60; padding-left:12px;\">\uc2dc\uae30\ubcc4 \uc608\uc0c1 \uce58\ub8cc\ube44<\/h2>\n  <div style=\"background:#E9F7EF; border-radius:12px; padding:20px 24px; margin:16px 0;\">\n    <p style=\"font-size:15px; color:#555; margin:0; line-height:2;\">\n      \u2022 <strong>\uc601\uc720\uc544\uae30(0~1\uc138)<\/strong> \u2014 \uc608\ubc29\uc811\uc885\u00b7\uc911\uc131\ud654 \uc57d 30~50\ub9cc\uc6d0<br>\n      \u2022 <strong>\uccad\ub144\uae30(1~3\uc138)<\/strong> \u2014 \uc5f0\uac04 \uc815\uae30\uac80\uc9c4 10~20\ub9cc\uc6d0<br>\n      \u2022 <strong>\uc911\uc7a5\ub144\uae30(3~7\uc138)<\/strong> \u2014 \uce58\uacfc\u00b7\ud53c\ubd80 \ub4f1 20~100\ub9cc\uc6d0<br>\n      \u2022 <strong>\ub178\ub839\uae30(7\uc138+)<\/strong> \u2014 \ub9cc\uc131\uc9c8\ud658 \uad00\ub9ac \uc6d4 10~30\ub9cc\uc6d0 \uc9c0\uc18d<br>\n      \u2022 <strong>\uc751\uae09 \uc0c1\ud669<\/strong> \u2014 \uc218\uc220\u00b7\uc785\uc6d0 100~300\ub9cc\uc6d0\n    <\/p>\n  <\/div>\n\n  <h2 style=\"font-size:24px; font-weight:900; color:#27AE60; margin-top:40px; margin-bottom:12px; border-left:4px solid #27AE60; padding-left:12px;\">\ub611\ub611\ud558\uac8c \uc800\ucd95\ud558\ub294 \ubc29\ubc95<\/h2>\n  <div style=\"background:#E9F7EF; border-radius:12px; padding:20px 24px; margin:16px 0;\">\n    <p style=\"font-size:15px; color:#555; margin:0; line-height:2;\">\n      \u2022 <strong>\uc790\ub3d9\uc774\uccb4 \uc124\uc815<\/strong> \u2014 \uc6d4\uae09\ub0a0 \uc790\ub3d9\uc73c\ub85c \ube60\uc838\ub098\uac00\uac8c \uc124\uc815<br>\n      \u2022 <strong>\ubcc4\ub3c4 \ud1b5\uc7a5 \uac1c\uc124<\/strong> \u2014 \ubc18\ub824\ub3d9\ubb3c \uc804\uc6a9 \ud1b5\uc7a5 \ub9cc\ub4e4\uae30<br>\n      \u2022 <strong>\ud3ab\ubcf4\ud5d8\uacfc \ubcd1\ud589<\/strong> \u2014 \ubcf4\ud5d8\uc73c\ub85c \ud070 \uc9c0\ucd9c \ucee4\ubc84, \uc800\ucd95\uc73c\ub85c \uc790\uae30\ubd80\ub2f4\uae08 \ub300\ube44<br>\n      \u2022 <strong>CMA\u00b7\ud30c\ud0b9\ud1b5\uc7a5<\/strong> \u2014 \uc774\uc790 \ubc1b\uc73c\uba74\uc11c \uc720\ub3d9\uc131 \uc720\uc9c0<br>\n      \u2022 <strong>\ubaa9\ud45c \uae08\uc561 \uc124\uc815<\/strong> \u2014 300\ub9cc\uc6d0 \ubaa9\ud45c\ub85c \uafb8\uc900\ud788 \ubaa8\uc73c\uae30\n    <\/p>\n  <\/div>\n\n  <div style=\"background:#27AE60; border-radius:12px; padding:24px; margin-top:32px; text-align:center;\">\n    <p style=\"font-size:18px; font-weight:700; color:#fff; margin:0; line-height:1.7;\">\n      \uc624\ub298\ubd80\ud130 \uc6d4 3\ub9cc\uc6d0\uc774\ub77c\ub3c4 \uc2dc\uc791\ud574\ubcf4\uc138\uc694.<br>\uc791\uc740 \uc2b5\uad00\uc774 \uc6b0\ub9ac \uc544\uc774\ub97c \uc9c0\ud0a4\ub294 \ub4e0\ub4e0\ud55c \ubc29\ud328\uac00 \ub3fc\uc694 \ud83d\udc3e\n    <\/p>\n  <\/div>\n\n  <p style=\"font-size:13px; color:#999; margin-top:24px; text-align:right;\">\ucd9c\ucc98 : 2025 \ud55c\uad6d \ubc18\ub824\ub3d9\ubb3c \ubcf4\uace0\uc11c (KB\uacbd\uc601\uc5f0\uad6c\uc18c, 2025.06)<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;\ubc18\ub824\ub3d9\ubb3c \uc758\ub8cc\ube44, \uc900\ube44\ud558\uace0 \uacc4\uc2e0\uac00\uc694?&#8221; \uac11\uc791\uc2a4\ub7ec\uc6b4 \uce58\ub8cc\ube44\uc5d0 \ub2f9\ud669\ud558\ub294 \ubc18\ub824\uc778\uc774 \uc5ec\uc804\ud788 \ub9ce\uc544\uc694. \ud558\uc9c0\ub9cc \uc810\uc810 \ub354 \ub9ce\uc740 \ubc18\ub824\uac00\uad6c\uac00 \uc804\uc6a9 \uc800\ucd95\uc73c\ub85c \ubbf8\ub9ac \ub300\ube44\ud558\uace0 \uc788\uc5b4\uc694. 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